You wake up in a world where an AI decides how people spend money. At first it sounds scary but it is also very funny. The AI is called SpendBot and it knows everything about you. It knows you buy snacks at midnight you forget subscriptions and you pretend you need new shoes every month. SpendBot watches your habits and gives you a daily budget like a strict but polite parent.
The system is designed to stop waste and teach financial literacy. When you try to buy something useless the AI sends a message. It says this item will make you happy for six minutes please reconsider. If you insist SpendBot lowers your coffee budget for a week. People quickly learn that arguing with a machine is pointless but still entertaining.Shopping malls still exist but they feel different. Screens laugh gently when you walk past luxury stores. The AI projects facts like how many hours you worked for that jacket and how many trees were cut for it. Teenagers hate this feature but teachers love it. Parents say it finally explains math in a real way.
There are benefits of course. Debt almost disappears and savings grow. Small businesses get support because the AI prefers local options when prices are fair. It also blocks scams instantly which makes grandparents very happy. However surprises are rare. Buying a random gift feels like a secret mission.The funniest part is rebellion. People try to trick the AI by changing tastes overnight. Someone searches for books all day to unlock a book budget then buys a video game. SpendBot responds with a calm update saying nice try. Others dress like philosophers hoping the system will think they are wise.
In this world money is not just numbers it is feedback. The AI teaches balance with jokes and limits. Life becomes slightly less exciting but much more stable. And when SpendBot finally approves a big purchase it feels like winning a game show.Some people miss chaos others enjoy calm budgets feel fair and learning happens slowly. The AI is not perfect but it reflects choices clearly and reminds everyone that freedom also needs responsibility and a sense of humor daily